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Financial Settlements and Property Division on Divorce or Separation

 

Getting the financial settlement right protects you for the long term, not just the short term.

The financial settlement matters as much as the divorce itself

The divorce process ends the marriage. The financial settlement determines how your assets, property, pensions, and income are divided, and it can have consequences for years, even decades.

Many people focus on getting the divorce finalised and treat the financial settlement as secondary.

This is a mistake. Financial claims do not automatically close when a Final Order is granted. Without a sealed Financial Order, your ex-spouse retains the legal right to make financial claims against you, potentially for years.

Our family law team advises clients across Staffordshire and the West Midlands on all aspects of financial settlement on divorce and separation.

What we can help with

Advising on your financial entitlements on divorce

Negotiating a financial settlement

Drafting and finalising Consent Orders

Clean Break Orders

Pension sharing and pension offsetting

Division of the family home, sale, transfer, or deferred sale

Spousal maintenance, agreeing and varying

High-value and complex asset cases

Forensic investigation of hidden or undisclosed assets

Contested financial remedy proceedings

Enquire about a financial settlement

Tell us what you need and we'll put you in touch with the right person.

 

How financial settlements work

A Financial Order is not optional if you have assets to divide

Without a court-sealed Financial Order, financial claims remain open indefinitely after divorce. We see people return to us years after their divorce because their ex-spouse has made a new financial claim. A properly drafted Order closes this off completely. Do not skip this step.

1

Full financial disclosure

Both parties set out all assets, income, pensions, debts, and financial interests. This is a legal obligation.
2

Negotiation

We negotiate a fair settlement on your behalf, working toward agreement without court proceedings wherever possible.
3

Reaching agreement

Once both parties agree on terms, we document the agreement and prepare it for court approval.

4

Consent Order submitted

We draft and submit the Consent Order to the court for approval by a judge.
5

Sealed Order

Once approved and sealed by the court, the financial settlement is legally binding and enforceable.

How does the court divide assets on divorce?

If you cannot reach an agreement and the matter goes to court, the judge applies the factors set out in Section 25 of the Matrimonial Causes Act 1973. These include financial needs, resources, the length of the marriage, contributions made, and the needs of any children.

Key things you should know

  • The longer the marriage, the stronger the principle of sharing and equality of assets, including property, savings, pensions, and investments.
  • This can be adjusted based on the needs of any children, earning capacity, and contributions made.
  • The court does not follow a rigid formula. Every case is assessed on its own facts.
  • Pensions must be considered as part of the overall settlement and can be shared, earmarked, or offset against other assets.
  • Hidden or undisclosed assets can be investigated through formal disclosure requests and court orders.

Why choose Ansons for financial settlements and property division

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Understanding what is fair

Before you agree to anything, we make sure you understand what you are entitled to and what the court would likely order.

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Negotiation and strategy

Most settlements are reached without going to court. Our job is to negotiate efficiently and protect your interests.

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Pension expertise

Pensions are often the most significant asset in a divorce. We advise on sharing and offsetting, working with specialist actuaries where needed.

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Property division

Whether selling, transferring, or deferring sale of the family home, we make sure the arrangement is legally sound and properly documented.

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Protecting against future claims

A properly drafted Consent Order closes off future financial claims. We make sure yours does exactly that.

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Contested proceedings

Where agreement cannot be reached, our solicitors can represent you through the financial remedy court process.

Worried about your financial position on divorce?

Talk to our family law team early. The sooner we understand your situation, the more options we have available to you.

Frequently asked questions

If you are unsure where to start, the FAQs below cover the questions we hear most often. Our Family Law team is on hand if you want to talk through anything specific.

 

Simply give us a call on 0121 716 3716

How is property divided in a divorce?

The court does not follow a rigid formula, but the longer the marriage, the stronger the principle of sharing and equality. This can be adjusted based on the needs of any children, the earning capacity of each spouse, and contributions made. The right approach depends on your specific financial position.

Do I need a Consent Order even if we have agreed on everything?

Yes. A verbal or written agreement is not enforceable without a sealed Consent Order approved by the court. Without one, either party can return to court to make further financial claims at any point in the future.

What is a Clean Break Order?

A Clean Break Order formally ends all ongoing financial obligations between divorced spouses, including any right to claim against future assets, inheritance, or earnings. It provides finality. Not all cases are suitable for a clean break, but where achievable it is usually the best outcome for both parties.

Your Family Law Experts

Our Family Law team is here for people, not just cases. Approachable, compassionate, and focused on securing the best possible outcomes for you and your loved ones. Combining specialist expertise with clear, practical advice, they guide you through life’s most challenging moments with sensitivity, integrity, and unwavering professionalism.

Latest Insights.

Explore Ansons Insights for the latest legal updates, case reviews, and practical advice from our team across commercial, property, family, and private client law.

Serving clients across Staffordshire and the West Midlands

 

Ansons has offices in Lichfield, Cannock, Dudley, and Sutton Coldfield. All four offices cover family law matters, and our team regularly supports clients across the wider region, including Tamworth, Burntwood, Rugeley, Walsall, Birmingham, and surrounding areas.

Financial settlement solicitors in Lichfield

Our Lichfield family law team handles financial settlement negotiations and consent order applications for clients across the city and into Staffordshire. We advise on all asset types including property, pensions, savings, and business interests.

 

St Mary's Chambers,
5-7 Breadmarket Street, Lichfield, Staffordshire, WS13 6LQ

T: 01543 263 456
E: info@ansons.law

Financial settlement solicitors in Cannock

Clients in Cannock and the surrounding area can access our experienced financial settlement solicitors at our town centre office. We manage negotiations, draft consent orders, and represent clients in contested proceedings where required.

Commerce House, Ridings Park, Eastern Way, Cannock, Staffordshire, WS11 7FJ

T: 01543 466 660
E: info@ansons.law

Financial settlement solicitors in Sutton Coldfield

Our Sutton Coldfield office advises on financial settlements for clients across the Royal Town and into the West Midlands, including complex cases involving property portfolios, pensions, and business interests.

 

316-318 Lichfield Road, Sutton Coldfield, West Midlands, B74 2UG

T: 0121 716 3716
E: info@ansons.law

Financial settlement solicitors in Dudley

Our Dudley office serves clients across the Black Country on all aspects of financial settlement on divorce and separation, from initial negotiations to drafting and court submission of the Consent Order.

Unit 10, Castle Court 2, Castlegate Way, Dudley, DY1 4RH

T: 0121 550 0010
E: info@ansons.law